Is a home inspection really necessary? 

Is a home inspection really necessary? 

While they may not be mandatory when you purchase a home, home inspections can be one of the best things you can do in order to prevent yourself from buying a home that may have looked wonderful on the outside but turned out to be awful on the inside. 

 Many homes have problems that go unnoticed. For example, tf the ventilation might be broken or if the roof might collapse. Typically, home inspection occurs immediately after your offer on a house has been accepted and before the deal has been closed. 

 The main purpose of a home inspection is to have professionals take an in-depth look at the house for anything that may not be working properly or to foresee any potential problems with the property in the future in order to protect you from unwanted expenses or even danger.  

While most mortgage and loan companies will require you to have a home inspection before you can secure a loan, many homeowners in New York City go by the, “What you see is what you buy,” mentality unless of course you are buying a condominium or an apartment in a new apartment building. 

 In this case, most times there will be a sort of guarantee from the building owner on the property and you’ll be protected in your contract if something goes wrong with the apartment or condo. Another advantage of living in a condo is that the maintenance of the building and apartments is typically handled by professional or in-house management companies. 

If there’s a home inspection, you can expect that the foundation of the home, roof, heating, cooling, fresh water, sewage, and electrical components will be inspected by professionals with each part given a rating and a review. This way, if they discover that something is not working properly, you can reach an agreement with the owner and have him fix the problem before you close the deal. 

If you decide to move forward with a home inspection you can expect to pay anywhere from $1,000 to $3,000 depending on the size of the home and how thorough you would like the inspection to be. Our advice is to have the home inspected as thoroughly as possible so that you don’t have unwanted costs if something were to go wrong with the home in the future.  

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